Receive the service you deserve while you earn 4.50% Annual Percentage Yield (APY).1
Saving more with Bask means earning more rewards — without monthly account fees.
What is the current interest rate for a Bask Interest Savings Account?
Bask Interest Savings Accounts Rates as of
4.50% Annual Percentage Yield (APY)1
4.40% Interest Rate
Rate is variable and subject to change after account opening. If an account remains unfunded for fifteen (15) business days, we reserve the right to close that account. Read Terms and Disclosures here.
Why is the interest rate different from the APY?
The interest rate is the percentage of a deposit that the bank will pay you each year, expressed as a simple percentage. The APY, on the other hand, reflects more accurately how much money you’ll earn by taking into account compounding (when you earn interest on your interest). In general, APYs are higher than interest rates.
What is the current interest rate for a Bask Interest Savings Account?
Bask Interest Savings Accounts Rates as of
4.50% Annual Percentage Yield (APY)1
4.40% Interest Rate
Rate is variable and subject to change after account opening. If an account remains unfunded for fifteen (15) business days, we reserve the right to close that account. Read Terms and Disclosures here.
Why is the interest rate different from the APY?
The interest rate is the percentage of a deposit that the bank will pay you each year, expressed as a simple percentage. The APY, on the other hand, reflects more accurately how much money you’ll earn by taking into account compounding (when you earn interest on your interest). In general, APYs are higher than interest rates.
See how your savings can grow when earning 4.50 APY.1
Explore your earning potential with this easy-to-use calculator.
Interest projection in 4 years
Starting Balance
Total Contribution
Total Interest Earned
Ending Balance
Calculator provides an estimated projection based on daily compounding with the expectation that interest is not withdrawn and remains in the account for the time period selected.
What our customers are saying
Jean L.
1 star
1 star
1 star
1 star
1 star
5 of 5
Rating Stars
Outstanding customer service and care. Rates are very competitive. I've recommended Bask Bank to my spouse and adult children.
Mohamed M.
1 star
2 star
3 star
4 star
no stars
4 of 5
Rating Stars
Excellent bank. Good customer service. More accessible than most banks.
Julianne W.
1 star
2 star
3 star
4 star
5 star
5 of 5
Rating Stars
Extremely pleased and look forward to a long-term relationship with Bask Bank. Your mobile experience is far beyond your competitors, and it is greatly appreciated.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
Open a Bask Interest Savings Account online in 15 minutes or less.
Start earning 4.50% APY1 with no monthly account fees.
The Bask Blog
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Find out what to look for when choosing between a CD, high-yield savings account and mileage savings account from Bask Bank.
Understanding Digital Wallets
A digital wallet, or e-wallet, is an app that securely stores credit and debit cards on your mobile device. Learn more about digital wallets from Bask Bank.
1The annual percentage yield is accurate as of
2If an account remains unfunded for fifteen (15) business days, we reserve the right to close that account. Read Terms and Disclosures here.
3The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of December 16, 2024. See the FDIC Website for more information.
4The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.