Discover the Benefits of a Bask® Interest Savings Account.
Boost your savings and earn up to 4.10% APY
For a limited time, new customers can earn a 0.10% APY Rate Boost† when you open and fund a Bask Interest Savings Account. Both new and existing customers can unlock an additional 0.25% APY Rate Boost†† when you complete qualifying activities.
Take your savings further with a limited-time boost. See full terms for details.
What is the current interest rate for a Bask Interest Savings Account?
Bask Interest Savings Accounts Rates as of
3.75% Annual Percentage Yield (APY)
3.68% Interest Rate
Annual Percentage Yield (APY) and interest rate is variable and subject to change at any time without notice.
Why is the interest rate different from the APY?
The interest rate is the percentage of a deposit that the bank will pay you each year, expressed as a simple percentage. The APY, on the other hand, reflects more accurately how much money you’ll earn by taking into account compounding (when you earn interest on your interest). In general, APYs are higher than interest rates.
What is the current interest rate for a Bask Interest Savings Account?
Bask Interest Savings Accounts Rates as of
3.75% Annual Percentage Yield (APY)
3.68% Interest Rate
Annual Percentage Yield (APY) and interest rate is variable and subject to change at any time without notice.
Why is the interest rate different from the APY?
The interest rate is the percentage of a deposit that the bank will pay you each year, expressed as a simple percentage. The APY, on the other hand, reflects more accurately how much money you’ll earn by taking into account compounding (when you earn interest on your interest). In general, APYs are higher than interest rates.
See how your savings can grow when earning 3.75 APY.1
Explore your earning potential with this easy-to-use calculator.
Interest projection in 4 years
Starting Balance
Total Contribution
Total Interest Earned
Ending Balance
Calculator provides an estimated projection based on daily compounding with the expectation that interest is not withdrawn and remains in the account for the time period selected.
What our customers are saying
Rick B.
1 star
1 star
1 star
1 star
1 star
5 of 5
Rating Stars
Fantastic new look of the dashboard; I enjoy using new features. I love the way you gave us the ability to rearrange the accounts in the order we would like. Thanks again. If there was a sixth star your staff would get it!!!
Mohamed M.
1 star
2 star
3 star
4 star
no stars
4 of 5
Rating Stars
Excellent bank. Good customer service. More accessible than most banks.
Charles P.
1 star
2 star
3 star
4 star
5 star
5 of 5
Rating Stars
Just wanted to say I’m enjoying this app. It’s very mobile-friendly and simple to use. I also like the high APY that’s on the savings accounts and the new feature of having a checking account. I’m earning more interest income than ever. Glad I chose to bank with this bank.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
Open a Bask Interest Savings Account online in 15 minutes or less.
Start earning 3.75% APY with no monthly account fees.
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The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.
1 Annual Percentage Yield (APY) and interest rate is accurate as of
2 The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of March 16, 2026. See the FDIC Website.
OFFER TERMS
†0.10% APY RATE BOOST OFFER TERMS
Account Opening Period: May 1, 2026 – July 31, 2026
Reward Period: May 1, 2026 – October 31, 2026
Eligibility: This offer is available to new customers who do not have an existing Bask Interest Savings Account as of April 30, 2026. New account applications are subject to approval. Customers who close an Interest Savings Account during the Account Opening Period are not eligible to reopen an account to qualify. The account must remain open and active throughout the statement period. If an account remains unfunded for 15 business days, it may be closed.
Funding Deposit: Once the funding deposit posts, the account will begin earning the 0.10% APY Rate Boost for that statement period and continue during the Reward Period. There is no minimum balance requirement. After the Reward Period ends, the account will revert to the base APY. See terms for details .
††0.25% APY RATE BOOST OFFER TERMS
Account Requirement: Have a new or existing Bask Interest Savings Account by September 30, 2026
Reward Period: May 1, 2026 – December 31, 2026
Eligibility: Available to new and existing customers with an account by September 30, 2026. The account must remain open and active. Accounts unfunded for 15 business days may be closed.
Qualifying Automated Deposits: Must total $2,500 or more per statement period. Includes ACH deposits from employers, payroll providers, benefits providers, government agencies, or recurring transfers from external banks. Excludes checks, wires, internal transfers, and P2P payments (e.g., Zelle, Venmo, PayPal). Once qualified, the account earns the 0.25% APY boost for that period. See terms for details .
ADDITIONAL OFFER TERMS
APY Rate Boost Details
The APY Rate Boost(s) are paid in addition to the base rate on the average monthly balance when qualifying activities are met. Failure to meet one offer’s requirements does not affect eligibility for another if its criteria are satisfied. See terms for details.
The APY Rate Boost applies only to balances up to $250,000. Balances above this earn the base APY only. APY is variable and subject to change. See the Truth in Savings Disclosures and Rates & Fees.
GENERAL OFFER TERMS
Offer values may be reported to the IRS. Recipients are responsible for applicable taxes.
Bask Bank may disqualify participants for suspected fraud or misuse and may modify or terminate promotions at any time.
For more information, see our Account Agreement, Terms and Disclosures .