Explore the Benefits of a Bask® Mileage Savings Account.
No Monthly Account Fees
No monthly account fees and no minimum balance requirement.
Earn AAdvantage® Miles
Take your money farther by earning American Airlines AAdvantage® miles.
FDIC Insured
Bank with security and peace of mind; your Bask deposits are FDIC insured.
bask mileage promotion
Earn 20,000 AAdvantage® bonus miles.
To qualify for this offer, you must be a first time Bask Mileage Savings Account customer, open a Bask Mileage Savings Account between June 1, 2026 - August 31, 2026, fund your Bask Mileage Savings Account within 15 business days following the initial account opening and maintain a minimum daily account balance of $50,000 for 90 consecutive days out of the first 120 days following the initial account opening.
AAdvantage® bonus miles are awarded within 10 business days upon meeting offer qualifications and may take 6 to 8 weeks to post to your AAdvantage® account. The value of this bonus offer will be reported to the IRS, and the recipient is responsible for any federal, state or local taxes on this offer. Read Terms.
bask mileage promotion
Earn 20,000 AAdvantage® bonus miles.
To qualify for this offer, you must be a first time Bask Mileage Savings Account customer, open a Bask Mileage Savings Account between June 1, 2026 - August 31, 2026, fund your Bask Mileage Savings Account within 15 business days following the initial account opening and maintain a minimum daily account balance of $50,000 for 90 consecutive days out of the first 120 days following the initial account opening.
AAdvantage® bonus miles are awarded within 10 business days upon meeting offer qualifications and may take 6 to 8 weeks to post to your AAdvantage® account. The value of this bonus offer will be reported to the IRS, and the recipient is responsible for any federal, state or local taxes on this offer. Read Terms.
What our customers are saying
Rick B.
1 star
1 star
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1 star
5 of 5
Fantastic new look of the dashboard; I enjoy using new features. I love the way you gave us the ability to rearrange the accounts in the order we would like. Thanks again. If there was a sixth star your staff would get it!!!
Mohamed M.
1 star
2 star
3 star
4 star
no stars
4 of 5
Excellent bank. Good customer service. More accessible than most banks.
Charles P.
1 star
2 star
3 star
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5 star
5 of 5
Just wanted to say I’m enjoying this app. It’s very mobile-friendly and simple to use. I also like the high APY that’s on the savings accounts and the new feature of having a checking account. I’m earning more interest income than ever. Glad I chose to bank with this bank.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
Open a Bask Mileage Savings Account in 15 minutes or less.
Earn 1.75 American Airlines AAdvantage® miles for every $1 saved annually.
Bask Mileage Savings Accounts
How do I earn American Airlines AAdvantage® miles?
The Bask Mileage Savings Account awards 1.75 AAdvantage® miles for every dollar saved annually. Miles accrue daily and are awarded monthly based on your average monthly balance. For example, if the account’s daily balance for January is $60K, you will earn 8,918 AAdvantage® miles for that month ([$60K X 1.75] ÷ 365 × 31).
Note: The number of days is specific for each month being calculated. If that same balance is maintained in February, you will earn 8,055 AAdvantage® miles, since February has 28 days. After one year of maintaining an average balance of $60,000, the customer will have earned 105,000 AAdvantage® miles. As long as you maintain a balance in your Bask Mileage Savings Account, you will continue earning AAdvantage® miles.
For more information, see full details within our Account Agreement, Terms & Disclosures. Rates are subject to change. AAdvantage® miles awarded through Bask Bank do not count toward elite status qualification or AAdvantage® Million Miler status.
When will mileage awards be processed and posted to my AAdvantage® account?
You will start earning AAdvantage® miles on the business day we receive your deposit. Bask Bank awards the miles you earn for maintaining a balance each month on or before the fifth business day of the following month. For example, AAdvantage® miles earned throughout January will be posted in your Bask Mileage Savings Account on or before the 5th business day of February. Miles earned through Bask Bank will post to your linked AAdvantage® account within six to eight weeks.
If applicable, bonus AAdvantage® miles are awarded based on terms of the specific bonus offer. See the Bonus Miles Terms and Conditions for additional information.
Before earning miles, you must provide your AAdvantage® number to link your Bask Bank account. If you do not link the correct AAdvantage® number, miles earned through Bask Bank will not post to your American Airlines account.
How do additional deposits and withdrawals impact my earning?
AAdvantage® miles are accrued daily and awarded based on your average monthly balance. If you deposit more, you will earn more miles. If you make a withdrawal, your earned miles will decrease. For example, if you start with $36,500 you will accrue 175 AAdvantage® miles each day that you maintain that balance. If you then withdraw $10,000 and your new balance is $26,500, you will accrue 128 AAdvantage® miles each day. If you take all your money out in the middle of the month, you will have earned miles for the days where you maintained a balance.
Are AAdvantage® miles earned through Bask Bank taxable?
AAdvantage® miles awarded by Bask Bank for maintaining a deposit balance are viewed as interest income. This income will be reportable to the IRS and to you for the year in which the miles were posted to your AAdvantage® account. Bask Bank calculates an interest equivalent based on a good faith estimate of the value of the miles. Your interest rate and annual percentage yield may change based on a change in either the miles award rate or the estimated value. For tax purposes, miles are considered to have a value of 0.42 cents. At our current rate of 1.75 miles per dollar saved annually, this represents a taxable APY of 0.735%.
AAdvantage® bonus miles awarded for other activities will also be considered reportable as either miscellaneous income or interest income, depending on the nature of the award. Bask Bank will issue each customer the appropriate IRS Form 1099-INT for the AAdvantage® miles awarded each calendar year by January 31. For more information, visit our Account Agreement, Terms & Disclosures.
Bask Bank is not an accounting firm or law firm and is not offering tax or legal advice. Please consult with an appropriate professional regarding any questions about your personal taxes.
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1Miles Award Rate is subject to change at Bask Bank’s sole discretion. Please see Terms and Disclosures. for details. American Airlines reserves the right to change the AAdvantage®️ program and its terms and conditions at any time with or without notice, and to end the AAdvantage®️ program with six months’ notice. Any such changes may affect your ability to use AAdvantage®️ Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit www.aa.com/loyaltypoints. For complete details about the AAdvantage®️ program, visit aa.com/aadvantage. For the AAdvantage®️ terms and conditions, visit AAdvantage terms and conditions − AAdvantage program − American Airlines. American Airlines, AAdvantage®️, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.
No monthly account fees or minimum balance requirement. If an account remains unfunded for (15) business days, we reserve the right to close that account.
The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.
How many AAdvantage® miles can you earn in 12 months?
See how many miles you can earn in 12 months with our simple calculator.
In 12 months, you’ll earn 250,000 AAdvantage® miles.
Starting amount
Recurring deposit
AAdvantage miles earned
Money-to-miles calculator provides an estimated projection with the expectation that starting amount and recurring deposit amount(s) entered are not withdrawn and remain in the account for the full 12 months.