Reach your savings goals confidently with a CD.
Deposit a lump sum held for one of our fixed terms, and let your money earn interest behind the scenes.
Discover the Benefits of a Bask® Certificate of Deposit Account.
Guaranteed Returns
A CD can help you reach your goals so you can dream bigger.
Competitive Options
Choose the right fixed term for your savings goals.
Expanding how you save
Introducing New Terms
We’re bringing our customers more ways to save confidently with two new Certificate of Deposit terms. Explore our latest additions: 3- and 9-month CDs.
Expanding how you save
Introducing New Terms
We’re bringing our customers more ways to save confidently with two new Certificate of Deposit terms. Explore our latest additions: 3- and 9-month CDs.
What is a CD?
CD stands for certificate of deposit, a type of high-yield savings account that has a fixed yield (APY) and a fixed term. A Bask CD offers a guaranteed return on your savings when you choose to safeguard your funds there during a fixed timeframe.
What is Annual Percentage Yield (APY)?
APY is the interest rate of return on an account for a year, based on compounding interest. So your APY may differ from the interest rate to give you an accurate idea of total earnings.
What is a CD?
CD stands for certificate of deposit, a type of high-yield savings account that has a fixed yield (APY) and a fixed term. A Bask CD offers a guaranteed return on your savings when you choose to safeguard your funds there during a fixed timeframe.
What is Annual Percentage Yield (APY)?
APY is the interest rate of return on an account for a year, based on compounding interest. So your APY may differ from the interest rate to give you an accurate idea of total earnings.
certificate of deposit terms
Watch your savings grow with a Certificate of Deposit.
Open an account with a $1,000 minimum deposit and choose a term length that works best for you.
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Calculator provides an estimated projection based on daily compounding with the expectation that interest is not withdrawn and remains in the account for the time period selected.
✝*Annual Percentage Yield (APY) and Interest Rates are accurate as of
Watch your savings grow with a Certificate of Deposit.
Open an account with a $1,000 minimum deposit and choose a term length that works best for you.
Deposit Term | Interest Rate | APY | |
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3 Months | 4.55 | 4.65 | Coming Soon |
6 Months | 4.35 | 4.45 | |
9 Months | 4.21 | 4.30 | Coming Soon |
12 Months | 4.17 | 4.25 | |
18 Months | 3.82 | 3.90 | |
24 Months | 3.68 | 3.75 |
Annual Percentage Yield (APY) and Interest Rates are accurate as of
Watch your savings grow with a Certificate of Deposit.
Open an account with a $1,000 minimum deposit and choose a term length that works best for you.
Annual Percentage Yield (APY) and Interest Rates are accurate as of
Watch your savings grow with a Certificate of Deposit.
Open an account with a $1,000 minimum deposit and choose a term length that works best for you.
Deposit Term | Interest Rate | APY | |
---|---|---|---|
3 Months | 4.55% | 4.65% | |
6 Months | 4.35% | 4.45% | |
9 Months | 4.21% | 4.30% | |
12 Months | 4.17% | 4.25% | |
18 Months | 3.82% | 3.90% | |
24 Months | 3.68% | 3.75% |
Annual Percentage Yield (APY) and Interest Rates are accurate as of
Watch your savings grow with a Certificate of Deposit.
Open an account with a $1,000 minimum deposit and choose a term length that works best for you.
Annual Percentage Yield (APY) and Interest Rates are accurate as of
What our customers are saying
Jean L.
1 star
1 star
1 star
1 star
1 star
5 of 5
Rating Stars
Outstanding customer service and care. Rates are very competitive. I've recommended Bask Bank to my spouse and adult children.
Mohamed M.
1 star
2 star
3 star
4 star
no stars
4 of 5
Rating Stars
Excellent bank. Good customer service. More accessible than most banks.
Julianne W.
1 star
2 star
3 star
4 star
5 star
5 of 5
Rating Stars
Extremely pleased and look forward to a long-term relationship with Bask Bank. Your mobile experience is far beyond your competitors, and it is greatly appreciated.
Open a Bask Certificate of Deposit online in 15 minutes or less.
Earn interest on a lump sum deposit held for a fixed term length.
The Bask Blog
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Understanding Digital Wallets
A digital wallet, or e-wallet, is an app that securely stores credit and debit cards on your mobile device. Learn more about digital wallets from Bask Bank.
1The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.