The information contained herein is for informational or educational purposes only.
Earn More Every Day: Pair Your Checking and Savings Accounts with Bask Bank®
Published February 24, 2026
Most banks make you choose between convenience and growth. At Bask Bank, you don’t have to. Having Interest Checking and Interest Savings accounts means your everyday money earns while your future grows — with no monthly account fees or minimum balance requirements.
Why Bask Bank Checking and Savings Are Better Together
Your checking account acts as your everyday financial center — handling bills, purchases and routine expenses. Your savings account is where you set aside money for future goals. When these accounts work together, they create a simple and flexible system that supports both your daily spending and your long‑term plans.
You’ll notice the benefits in real-life scenarios. For example, if you’re saving for a vacation, you can keep those funds in our Interest Savings Account while using Interest Checking for regular transactions. With quick, easy transfers between accounts, your money is ready whenever you’re ready to book your trip.
Your money should work as hard as you do. Here’s how Bask Bank helps:
- Interest Savings Account: Grow your savings faster with a competitive 3.75% Annual Percentage Yield (APY)1.
- Interest Checking Account: Put your everyday money to work with 1.00% APY1 on your balance. Plus, with your Bask debit card, you can access more than 55,000 surcharge-free Allpoint® ATMs2 nationwide.
- No Monthly Account Fees, No Minimum Balance Requirements: Keep more of your money where it belongs — in your account, not spent on fees. Banking should be simple, and we make sure it stays that way.
- Easy Money Movement: Transfer funds instantly, deposit checks from your mobile device and easily send money to people you trust with features like Zelle®3.
- FDIC Insurance: Bank with security and peace of mind; your Bask deposits are FDIC-insured.
Flexibility is especially helpful if your income varies from month to month. You can set up your payroll or benefits check to be deposited directly into your Interest Checking Account, then automate transfers to Interest Savings to earn interest.
Ready to Earn More Every Day?
Don’t settle for ordinary banking. Open your Bask Interest Checking and Interest Savings accounts today to experience seamless transfers, competitive rates and a smarter way to grow your money. Interested in additional products? Explore our full suite of Bask Bank products.
The Bask Blog
5 Ways You Can Keep Your Bank Account Safe
Take these steps to further increase your digital banking security, keep your bank account safe online and avoid fraud.
Interest Rate vs. APY: What's the Difference?
Interest rate and APY are often used interchangeably, but what exactly do they mean? And what’s the real difference between the two?
Understanding Digital Wallets
A digital wallet, or e-wallet, is an app that securely stores credit and debit cards on your mobile device. Learn more about digital wallets from Bask Bank.
The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.
1Annual Percentage Yield (APY) and interest rate is accurate as of
2Surcharge-free guarantee – Bask Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint Network. Check the ATM for the Allpoint® logo to ensure it’s the right one. If you ever have a surcharge from an Allpoint ATM, contact us at 1.833.260.4320 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you’re prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.
3To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. You must have an eligible Bask Interest Checking Account to use Zelle®, and the account must be open for at least 10 calendar days before you are eligible to enroll.